A (very) light-hearted approach to estate planning topics

I'm going to tell you a nursery rhyme. The first verse will be familiar to all of you. The second and third verse will not.

Humpty Dumpty sat on a wall.
Humpty Dumpty had a great fall.
All the king's horses and all the king's men
Couldn't put Humpty together again.

Though Humpty's life was sadly short,
His widow didn't go to court.
For Humpty had wisely thought ahead
To what would happen when