Should you name your children or your estate on your life insurance policy?

When it comes to naming the beneficiary of a life insurance policy, there is no one-size-fits-all answer. There are plenty of variables to consider but they fit individual people differently. A reader recently wrote to me asking about potential beneficiaries. Read on to see his question and my comments.

"I am trying to figure out if it is best to leave my life insurance to my children with a